１９９６年以来,我国城乡居民的存款以年均数千亿元的速度增长,商品零售价格自１９９７年１０月开始,基本处于下降通道。各家商业银行竞相为消费者购车、买房提供贷款,市场上的车、房和一大批黑白家电也都可以分期付款。可人们还是没有多少消费激情,泱泱大国的消费出了什?.. Since 1996, the deposits of urban and rural residents in our country have increased at an average annual rate of several hundred billion yuan. The retail price of commodities has been on the decline since October 1997. Commercial banks compete for consumers to buy cars, buy a house to provide loans, the market cars, houses and a large number of black and white appliances can also be paid in installments. However, people still do not have much passion for consumption. What is the consumption power of the great powers?