世界各国在进行利率市场化时所面临的背景和促发因素相似,但具体到国际环境、本国的宏观经济、通胀状况以及财政货币政策均有所差别,这也造成了各国的利率市场化经验中既有共性也存在个性。一方面各国利率市场化进程在利率和通货膨胀演变、商业银行的经营调整等方面具有较多的共同性;而另一方面利率市场化进程对经济和大类 Countries all over the world face the same background and trigger factors in the process of marketization of interest rates. However, specific to the international environment, their macroeconomic conditions, inflationary conditions and fiscal and monetary policies are different, which has also led to the marketization of interest rates in various countries In both common and existing personality. On the one hand, the marketization of interest rates in various countries has more common in terms of interest rate and inflation, and the adjustment of the operation of commercial banks. On the other hand, the marketization of interest rates has a negative impact on the economy and the broad categories