日前,中国人民银行行长戴相龙表示,四大国有商业银行改造成国家控股的股份制商业银行没有政策障碍。但搞成股份制商业银行需要许多条件,国有商业银行人员多、管理技术差,现在还不具备马上进行股份制改造的条件。资本充足率缺口较大按照证券市场的有关规定,上市公司的 Recently, Dai Xianglong, governor of the People’s Bank of China, said there was no policy obstacle to transforming the four big state-owned commercial banks into state-controlled joint-stock commercial banks. However, the establishment of a joint-stock commercial bank requires many conditions. There are many state-owned commercial banks with poor management skills, and the conditions for the immediate reform of the shareholding system are not yet available. Capital adequacy ratio greater gap in accordance with the relevant provisions of the securities market, the listed company’s