资产证券化运作机制的本质在于破产风险的隔离机制,而信托财产的独立性正好符合资产证券化的本质要求。在我国现有的法律制度背景下,分析了目前制约信托在资产证券化应用的因素,指出信托模式是我国资产证券化发展模式的现实选择,并提出对策建议。 The essence of the operating mechanism of asset securitization lies in the isolation mechanism of bankruptcy risk, and the independence of trust property exactly meets the essential requirement of asset securitization. Under the current legal system in our country, the author analyzes the factors that restrict the application of trust in asset securitization. It points out that the trust model is the realistic choice of the development model of asset securitization in our country, and puts forward countermeasures and suggestions.