个人理财活动是一项充满风险的经济活动,理财活动风险指的是所谓的居民居民理财主体在财务管理过程中,由于对外部环境和居民金融主体认知能力的不足,缺乏对环境的复杂性的认识,导致财务失败或结果和预期目标发生较大程度的偏差。本文简要介绍了当前居民在理财活动中应关注的风险,并就如何应对提出了建议。 Personal financial management is a risky economic activity. The risk of wealth management refers to the so-called residents’ financial management in the financial management process, due to lack of cognitive ability of the external environment and residents of financial subjects, the lack of complexity of the environment Resulting in a greater degree of bias in financial failure or outcome and expected result. This article briefly introduces the current residents should be concerned about the risk of financial management activities, and how to deal with the recommendations.