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按照五月下旬全省二级分行行长会议精神,今后三至四年业务经营重点将是调整信贷结构,严格信贷管理。面对今年全行部分不良资产剥离后,信贷经营如何调整策略、如何规范决策行为,加大二个力度(拓展优良客户和淘汰劣质客户),将是全行业务经营亟待探讨的重大课题。本期继续编发四篇此类文章,旨在进一步抛砖引玉,撞击一线业务骨干人员的灵感,挥笔抒发自己见仁见智的观点。
In accordance with the spirit of the meeting of presidents of provincial second-tier branches in late May, the focus of business operations in the next three to four years will be to adjust the credit structure and strictly control credit. Faced with this year’s bank part of the non-performing assets after the divestiture of the credit management how to adjust the strategy, how to regulate decision-making behavior, increase two efforts (to develop good customers and eliminate inferior customers), will be the Bank’s business operations an important issue to be explored urgently. This issue continues to compile four such articles, aiming to further raise the bar and lead the business people who hit the front line of business inspiration, swipes to express their point of view different opinions.