中小企业对国民经济发展有着巨大的贡献,但却长期处于“弱势”地位,而融资难问题便是其“弱势”地位的焦点所在。文章概述了融资的涵义,对中小企业出现融资难问题的原因作出分析,并基于此来提出相应的对策,意在为中小企业融资难问题的解决提供思路与借鉴。 SMEs have made great contributions to the development of the national economy, but they have been in a position of “weakness ” for a long time, and the problem of financing difficulties is the focus of their “weakness.” The article summarizes the meaning of financing, analyzes the reasons of financing difficulties for SMEs, and puts forward corresponding countermeasures based on this, which is intended to provide ideas and references for the financing problems of SMEs.