论文部分内容阅读
当前信托贷款发展的主要特征信托贷款增长迅速,成为社会融资规模的重要组成部分2007年年末,信托贷款规模为3775亿元(占信托资产的41.4%),到2014年6月末,信托贷款规模达5.14万亿元(占信托资产的43.52%),年均增长49.29%,远高于同期金融机构各项贷款的增长速度。2013年全年,信托贷款全年增量为1.83万亿元,占全年社会融资规模的比重为10.58%,成为继人民币贷款、委托贷款后的第三大融资工具。超六成信托贷款投向房地产和基础设施相关行业截至2014年6月末,信托贷款涉及除国际组织外的19个行
At present, the size of trust loans is 377.5 billion yuan (accounting for 41.4% of trust assets) at the end of 2007. By the end of June 2014, the scale of trust loans reached 5.14 trillion yuan (accounting for 43.52% of trust assets), an average annual increase of 49.29%, much higher than the growth rate of various loans of financial institutions over the same period. In 2013, the annual increment of trust loans was 1.83 trillion yuan, accounting for 10.58% of the total annual social financing scale. It became the third largest financing instrument after renminbi loans and entrusted loans. Over 60% of trust loans go to real estate and infrastructure related industries As of the end of June 2014, the trust loans involved 19 lines except for international organizations