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近年来,我国经济逐渐步入新常态,改变了我国经济的增长格局,经济增速放缓、产业结构调整、经济增长动力调整,金融业作为社会资金融通的主要供给者,也必须积极主动地适应新常态经济的发展。本文介绍了新常态经济的特征以及新常态经济对银行发展提出的挑战,同时也给出了商业银行在新常态环境下发展自身的些许建议,结合巴塞尔协议III,对我国商业银行资本管理提出了少许建议。
In recent years, China’s economy has gradually stepped into the new normal, changing the pattern of China’s economic growth, slowing economic growth, adjusting industrial structure and adjusting economic growth momentum. As the main provider of social capital, the financial industry must also take the initiative Adapt to the new normal economic development. This paper introduces the characteristics of the new normal economy and the challenges that the new normal economy poses to the development of the banking industry. At the same time, it gives some suggestions for the commercial banks to develop themselves in the new normal environment. Combined with Basel III, this paper puts forward the capital management of our commercial banks A little suggestion