养老保险基金全国统筹要一步到位阻力很大。因此,笔者认为实现初步的基金全国调剂的制度设计,具有可行性和更好的制度弹性。一方面,对发达地区和欠发达地区养老基金的干扰及影响降至可以接受的范围;另一方面,政策制度可以适度调整,使其在控制风险的同时能有效减少行政阻力。当然,这种调剂过程对于基金收支结构的优化力度仍有欠缺,不能从根本上扭转基金收支不平衡的趋势。本文在讨论全国统筹必要性的基础上,提出具体的政策实施策略,并运用2010年第六次全国人口普查和近年社会经济统计年鉴的相关数据进行政策仿真。 Endowment insurance fund national plan to one step in place a great resistance. Therefore, I believe that the realization of the initial system of the national transfer of funds designed with feasibility and better institutional flexibility. On the one hand, the interference and impact on pension funds in developed and underdeveloped areas have been reduced to acceptable levels. On the other hand, the policy system can be appropriately adjusted so that it can effectively reduce administrative resistance while controlling risks. Of course, this adjustment process for the optimization of income and expenditure structure of the fund is still lacking, and can not fundamentally reverse the trend of imbalances in fund receipts and expenditures. Based on the discussion of the necessity of overall national co-ordination, this paper proposes specific policy implementation strategies and uses the data from the Sixth National Census in 2010 and the Socio-economic Statistical Yearbook of recent years to conduct policy simulation.