提前退休和推迟退休的选择从历史上看,美国社保税率和支付水平曾经有过多次调整,其中退休年龄提高经历了一个渐进的过程,体现了一种“以年龄换金钱”和“老人老办法”的思路。匹兹堡大学助理教授王晔为此撰文予以详解。分类延退美国的退休年龄分三档,给不同的人群以不同的选择。第一档是提前退休的选择。愿意提前退休的美国人可以最早在年 Early retirement and the option of delaying retirement Historically, the social security tax rate and payment levels in the United States have undergone many adjustments. Among them, the retirement age has undergone a gradual process, embodying the principle of “changing money by age” and " The old way of thinking. Wang Ye, an assistant professor at the University of Pittsburgh, explains in detail for this article. Category Retirement The retirement age in the United States is divided into three grades, giving different groups different choices. The first file is an early retirement option. Americans who are willing to retire early may be in their earliest years