近年来,汽车消费贷款以其所谓的低风险业务日益受到银行业的青睐,各行均积极开展市场营销,努力扩大市场份额,在市场竞争激烈的前提下,风险也逐渐显现,诸如业务操作、风险防范、法律保证等方面暴露出许多问题。笔者就聊城市农行汽车消费贷款业务开展情况进行了调查,并提出了汽车 In recent years, the automobile consumer loans are increasingly favored by the banking industry for their so-called low-risk businesses. They actively carry out marketing and strive to expand their market share. As the market competition is fierce, risks gradually emerge, such as business operations, risks Prevention, legal guarantees and other aspects exposed many problems. I Liaocheng Agricultural Bank of China consumer loan business carried out a survey carried out and proposed the car