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建立责任保险制度,能够减轻政府在事故发生后的救助负担,有利于预防和化解社会矛盾,促进政府职能转变。对于维护人民群众的利益、促进经济健康运行、保障社会安定,都具有十分重要的意义。经验证明,运用商业责任保险与安全生产工作相结合的手段,是解决事故预防、灾害处置、利益保障等安全生产问题的有效方法。
Establishing a liability insurance system can reduce the government’s relief burden after the accident, help to prevent and resolve social conflicts and promote the transformation of government functions. It is of great significance to safeguarding the interests of the people, promoting the healthy operation of the economy and safeguarding social stability. Experience shows that the use of commercial liability insurance and safety work combined with the means to solve the accident prevention, disaster disposal, security and other benefits of safe production effective method.