根据央行发布的《2015年小额贷款公司统计数据报告》,截至2015年末,全国共有小额贷款公司8910家,贷款余额9412亿元。在众多小额信贷机构中,小额贷款公司是目前我国信贷市场的重要组成部分和补充力量,也是当前我国民间资本进入金融领域的一条重要途径和通道。近年来,随着国内对小额贷款需求的增加,加之我国也不断加大对小额贷 According to the “2015 Microcredit Company Statistical Report” released by the Central Bank, as of the end of 2015, there were 8,910 small loan companies nationwide with a loan balance of 941.2 billion yuan. Among the many MFIs, the MFIs are an important part and an added force in China’s credit market at present and are also an important channel and channel for China’s private capital to enter the financial sector. In recent years, with the increase of domestic demand for small loans, combined with our country has also increased the micro-credit