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随着农民工成为城镇产业大军的重要组成部分,如何健全农民工养老保险体系、保障农民工的养老保险利益,已成为社会各界高度关注的问题。虽然我国先后出台了一系列有关农民工养老保险的政策措施,但在实施过程中,覆盖面小、退保率高的现象仍然十分普遍。究其原因,主要是当前各地施行的保险政策均无法完全实现转移接续,不适应农民工频繁流动的特点,农民工无法从中受益,甚至还要损失自己的合法利益。因此,解决农民工养老保险问题的关键在于确保农民工的养老保险关系在不同地区流畅的转移接续。
As migrant workers become an important part of urban industry, how to improve the pension insurance system for migrant workers and ensure the benefits of migrant workers’ pension insurance has become a topic of great concern to all sectors of society. Although China has successively promulgated a series of policies and measures on peasant-workers’ endowment insurance, its coverage is still small and the surrender rate is still high in the implementation process. The reason is that the current insurance policies implemented in various places are unable to fully realize the transfer and continuation and are not suitable for the frequent migrant workers. Migrant workers can not benefit from it or even lose their legitimate interests. Therefore, the key to solve the problem of endowment insurance for peasant workers is to ensure the smooth transfer and transfer of endowment insurance among peasant workers in different regions.