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融资租赁是一种出租人根据承租人的意愿,出资向供货人购买租赁物,再租给承租人使用,承租人向出租人支付租金,租赁物的所有权归出租人所有的一种融资性质的金融服务。在融资租赁合同的履行过程中,出租人虽然是租赁物的所有权人,但由于承租人一直占有和使用租赁物,再加上出租人对租赁物的不了解,势必会加剧出租人的收益风险和所有权风险。因此,规范融资租赁活动,控制其业务风险的产生,是融资租赁公司必须面对和解决的问题。
Financial leasing is a kind of lessor financed by the lessor according to the willingness of the lessee, funded to purchase the leased property from the supplier, rented to the lessee for use, and the lessee paid the rent to the lessor. Financial Services. In the performance of the finance lease contract, although the lessor is the owner of the leased property, since the lessee has owned and used the leased property all the time, and the lessor’s understanding of the leased property is bound to exacerbate the lessor’s risk of return And ownership risk. Therefore, to regulate the financing lease activities and control their business risks is a problem that the finance leasing companies must face and solve.