案情梗概2006年8月25日,江杰以自己为被保险人投保康宁终身保险。201 0年2月,江杰感觉不适到医院诊治,4月23日肝癌死亡。受益人施娟索付保险金,保险人以江杰2004年6月即罹患乙肝,投保时故意隐瞒病史为由拒赔。施娟向通州区法院提起诉讼,并提出:一、该保险系江杰在其子女婚嫁保险满期时,由被告业务员顾英动员以领取的婚嫁金所投。江杰在去世之前与 The case synopsis On August 25, 2006, Jiang Jie insured himself as the insured Corning life insurance. In February 2010, Jiang Jie felt unwell to the hospital for diagnosis and treatment and died of liver cancer on April 23. The beneficiary Shi Suo pay insurance, the insurer to Jie Jiang in June 2004 that is suffering from hepatitis B, when insured deliberately conceal the grounds of history to refuse to pay. Shi Jian filed a lawsuit in Tongzhou District Court and put forward: First, the insurance system Jiang Jie, when his children’s marriage insurance expired, was marketed by Gu Ying, a clerk of the defendant, to receive the marriage gold. Jiang Jie before his death