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在社会主义市场经济条件下,经济生活关系的和谐是社会和谐的重要内容和基础,市场经济的实质就是信用经济。本文指出,良好的社会信用体系是建立和规范市场经济秩序的重要保证,是促进经济健康发展持续发展的先决条件,同时也是社会不断进步的重要标志。加快信用体系建设,不仅是降低银行信贷风险,维护金融稳定和社会主义市场经济得以正常运行的需要,也是构建和谐社会、实现经济社会可持续发展的重要基础设施和支撑系统。
Under the socialist market economy, the harmony of economic life is an important content and basis for social harmony. The essence of a market economy is credit economy. This article points out that a good social credit system is an important guarantee for establishing and standardizing the market economic order, a precondition for promoting sustained and healthy economic development, and an important symbol of continuous social progress. Speeding up the construction of the credit system not only serves to reduce the bank’s credit risk, safeguard financial stability and ensure the normal operation of the socialist market economy, but also constitutes an important infrastructure and support system for building a harmonious society and achieving sustainable economic and social development.