据统计,2000年中国老年人口已经达到了1.3亿,占人口总数的10%,而且每年这个占比还在不断上升,按照这种趋势发展下去社保将不堪重负,完全依赖国家来解决养老问题不太现实。随着社会的不断进步,家庭结构和价值观念发生了极大的变化:科技进步又带来了人类平均寿命的延长(男性约72 According to statistics, the population of the elderly in China has reached 130 million in 2000, accounting for 10% of the total population. And this proportion is still rising every year. According to this trend, social security will be overwhelmed and the state relies solely on the state to solve the problem of endowment. Too realistic. With the continuous social progress, great changes have taken place in the family structure and values: the progress of science and technology has brought about an extension of the average life expectancy of mankind