从特定意义上说,许多大规模的金融危机都是对金融体系缺陷的一次集中暴露,从而为银行业反思与改进提供了机遇。后危机时代,全球银行业面临的一个最大挑战是如何改变造成危机的制度因素和增长模式。许多国际大银行公开承认,危机之前奉行的发展战略及与之相应的流程设计存在明显缺陷,并先后开展战略反思和流程再造,其中一些国际大银行纷纷建立了总法律顾问制度,下文作者对此问题进行了深入全面的探讨,现予编发,供参阅。 In a specific sense, many large-scale financial crises are a concentrated exposure to the defects of the financial system, thus providing an opportunity for banking industry to reflect and improve. In the post-crisis era, one of the biggest challenges facing the global banking industry is how to change the institutional factors and the growth model that caused the crisis. Many big international banks publicly acknowledged that there were obvious shortcomings in the development strategy followed by the crisis and their corresponding process design. They had successively carried out strategic reflection and process reengineering. Some of the major international banks set up the general counsel system, The issue has been thoroughly explored and is now compiled for reference.