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1.及时解决银行信贷过度集中问题。目前大企业资金较为充足,中小企业资金不足,而中小企业正是推动民间投资的主力。由于中小企业从其他渠道筹集资金的能力较弱,对银行信贷资金依赖性较强,但目前金融运行中存在金融过度集中和基层金融收缩问题,中小企业资金需求程度难以满足。目前金融过度集中表现在经营
1. To promptly solve the problem of excessive concentration of bank credit. At present, there are sufficient funds for large enterprises, insufficient funds for small and medium enterprises, and small and medium enterprises are the main force for promoting private investment. As SMEs are less able to raise funds from other sources and rely more heavily on bank credit funds, there is a problem of excessive financial concentration and grassroots financial contraction in the current financial operation. The extent of SMEs’ capital needs is difficult to meet. The current over-concentration of financial performance in the business