论文部分内容阅读
我国的中小型企业在过去的几十年中为我国经济的发展做出了举足轻重的贡献,但中小企业的生存和发展中存在着融资难的问题,至少企业发展举步维艰。另一方,我国民间有相当数量的资金因找不到投资途径而闲置。本文首先分析了中小企业融资方面的困难,然后分析了其中的原因,最后以温州市民间资本发展为例,指出了利用民间借贷解决中小企业融资问题的途径。
In the past few decades, the small and medium-sized enterprises in our country have made decisive contributions to the economic development of our country. However, the existence of small and medium-sized enterprises in the survival and development of the problem of financing difficulties, at least the development of enterprises is struggling. On the other hand, a considerable amount of non-governmental funds in our country are idle because they can not find an investment route. This paper first analyzes the difficulties of SME financing, and then analyzes the reasons for it. Finally, taking the development of private capital in Wenzhou as an example, it points out the ways to solve the financing problem of SMEs by using private lending.