充分考虑自己的财产规模、家庭责任及风险偏好,进行最优资产分配,使收益在一定风险水平下获得最大化。就像经理人计划一个新项目需要一个商业计划一样,个人理财也需要一个综合性的中长期计划。它是保证整个理财项目取得最大成功的前提。就职于上海某投资公司的翁先生是公司的投资经理,正好最近为自己定做了一整套的理财计划,用他自己的话形容绝对“合身”。他认为理财是一生都在 Give full consideration to their own property scale, family responsibilities and risk appetite, optimize the distribution of assets, so that the proceeds are maximized under a certain level of risk. Just as managers plan a new project that requires a business plan, personal finance also requires a comprehensive long-term plan. It is the premise to ensure the greatest success of the entire financial management project. Mr. Weng, who works for an investment company in Shanghai, is the investment manager of the company, just recently tailor-made a set of wealth management plans for himself, and in his own words described as absolutely “fit”. He believes that financial management is a lifetime