应实行驻厂信贷员制度熊国胜过去，我国企业受传统的“大锅饭”式的资金供给体制影响，企业资金构成的９０％来源于银行借款，形成了企业过分依赖银行贷款、而银行贷款资产质量又完全受企业生产经营状况制约的被动局面。一旦企业资产状况恶化，银行必然首当其冲，深受其害... Xiong Guosheng should be implemented in the factory credit system In the past, our business by the traditional “big pot” type of funding system, 90% of corporate funds from bank loans, the formation of the enterprise over-reliance on bank loans, bank loans and asset quality Completely controlled by the state of production and operation of the passive situation. Once the deterioration of corporate assets, banks must bear the brunt, deeply hurt ...