引言十几年前,风险管理公司(RMS)和斯坦福大学对重要大都市地区的大地震事件的影响作了系列分析研究。虽然当时大灾难模型还处于科学发展的初期,但研究证明对一系列不确定事件和可能的后果,它不仅能提供保险风险管理,而且还提供了全球范围内各种可能的备灾和减灾方案。今天,风险管理公司帮助客户、合作伙伴和社区领导人了解潜在的灾难性破坏、人员伤亡以及象地震、洪水甚至恐怖袭击等灾难性事件的经济后果。保险行业利用我们的 Introduction A dozen years ago, the Risk Management Company (RMS) and Stanford University conducted a series of analytical studies on the effects of major earthquakes in major metropolitan areas. Although the Cataclysm Model was still at an early stage of scientific development, the research proved that it not only provides insurance risk management for a series of uncertain events and possible consequences, but also provides various possible disaster preparedness and mitigation plans worldwide . Today, risk management companies help clients, partners and community leaders understand the potential catastrophic damage, casualties and the economic consequences of disastrous events such as earthquakes, floods and even terrorist attacks. The insurance industry makes use of us