房地产信贷业务五大问题亟待规范周新华，邓旭梅当前，房地产信贷业务通过几年的发展，已初具规模，但在其发展过程中，尚有五大问题亟待规范：１．超范围发放经营性贷款。某行房信部利用＂其他短期贷款＂科目，向江山市变压器厂发放２００万元流动资金贷款，期限一个月，... Five Issues in Real Estate Credit Business Needs to be Regulated Zhou Xinhua, Deng Xumei At present, real estate credit business has begun to take shape with the development of several years. However, in its development, there are still five major issues to be regulated: 1. Out of scope payment of operating loans. A bank credit department to use “other short-term loans” subjects, Jiangshan Transformer Factory issued 2 million working capital loans, for a period of one month, ...