银行信贷管理工作量大,要求高,责任重。因此,基层信贷员具有非常重要的作用。要当好一个合格而称职的信贷员是非常不容易的。笔者根据多年的信贷工作经验总结出:基层信贷员应具备“四能三有”的素质。 1.能干:基层信贷员首先要懂得银行的各类金融业务,尤其是要精通信贷业务,这? Bank credit management workload, demanding, heavy responsibility. Therefore, grassroots credit officers have a very important role to play. It is not easy to be a qualified and qualified loan officer. Based on years of experience in credit work, the author concludes that grassroots loan officers should have the qualities of “four cans and three haves”. 1. Competent: grass-roots loan officers must first understand the various types of financial banking business, in particular, to be proficient in credit business, which?