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在积极推广住房公积金贷款业务的工作过程中,贷款的规模逐步膨胀和不断扩大,使得其中存在的风险逐渐显现出来,把加强住房公积金贷款风险管理研究、化解和防范贷款风险工作推到了前所未有的高度。为规避和防范住房公积金风险,我国应借鉴国外发达国家的经验,建立住房公积金贷款担保制度。
During the process of actively promoting the housing provident fund loan business, the scale of loans gradually expanded and expanded, making the risks in them appear gradually. The study on how to strengthen risk management of housing provident fund loans, defuse and prevent loan risks was pushed to an unprecedented height . To avoid and prevent the risk of housing provident fund, our country should learn from the experience of developed countries, the establishment of housing provident fund loan guarantee system.