市场环境的深刻变化和影响 ,使开发银行的生存和发展问题突出出来。开发银行能否在市场中站稳脚跟求得发展 ,充分发挥政策性银行的功能和作用 ,只有遵循市场规律 ,健全开发银行作为政策性银行的功能 ,开拓新的信贷业务和金融服务。信贷业务是开发银行的主要业务 ,为了保证信贷 The profound changes and influences of the market environment have highlighted the problems of the survival and development of the Development Bank. Whether the development bank can gain a firm foothold in the market and give full play to the function and role of the policy bank can only improve the function of the development bank as a policy bank and open up new credit and financial services only by following the market rules. Credit business is the development bank’s main business, in order to ensure credit