现如今,中小企业对我国经济所造成的影响越来越显著,它们已经成为了维持经济稳定所不可或缺的一股力量。不过,当前中小企业的发展也存在着不少的阻碍,其中融资难就是较为显著的难题之一。本文主要剖析了当前中小企业民间融资的现状,对民间融资所存在的问题进行了探讨,并在此基础上提出了相应的融资对策。 Nowadays, the impact of small and medium-sized enterprises on our economy has become more and more obvious. They have become an indispensable force in maintaining economic stability. However, there are still many obstacles to the development of SMEs. Among them, financing difficulties are one of the more prominent problems. This paper mainly analyzes the current situation of private financing for small and medium-sized enterprises, discusses the problems existing in private financing, and puts forward corresponding financing measures on this basis.