本文描述了工伤保险计划在18个OECD国家的主要发展模式。文章从社会保障最初形式的分析开始,首先阐述了为什么工伤保险是社会立法政治议程中第一个涉及的问题。其后,文章对早期工伤保险计划的转换进行详细分析,通过对工人补偿计划中的家属补助发展历程的回顾,指出补偿中的收入原则已经逐渐取代了附属原则。文章最后指出,随着无过错原则被广泛接受,各国的工伤保险覆盖面就会扩大:从男性工作者扩展到女性工作者。 This article describes the main patterns of development of work injury insurance programs in 18 OECD countries. Starting with the analysis of the initial form of social security, the article begins by explaining why work-related injury insurance is the first issue involved in the political agenda of social legislation. Subsequently, the article analyzes in detail the conversion of early work-related injury insurance plans. By reviewing the development of dependency benefits in the workers’ compensation plan, the article points out that the principle of income in compensation has gradually replaced the principle of subsidy. Finally, the article points out that as the principle of no-fault is widely accepted, the coverage of work-related injury insurance in all countries will expand: from male workers to female workers.