论文部分内容阅读
我国的经济不断发展,互联网金融背景下借贷平台也越来越多。校园网贷是互联网时代金融创新的一种形式,它为大学生提供了一条便捷的金融服务通道。校园网贷有利于满足学生的创业、消费等需求,但同时存在着监管不力等问题。因此,国家应该尽快出台相关法律,规范行业发展。本文将具体探讨校园网络借贷平台的发展现状、存在的风险和相应对策,希望给有关人士提供一些借鉴。
With the continuous development of our economy, there are also more and more lending platforms in the context of Internet finance. Campus net loan is a form of financial innovation in Internet era, which provides a convenient financial service channel for college students. Campus net lending is conducive to meet the needs of students’ entrepreneurship and consumption, but at the same time there are some problems such as poor supervision. Therefore, the state should promulgate relevant laws as soon as possible to standardize the development of the industry. This article will specifically explore the development status of the campus network lending platform, the risks and the corresponding countermeasures, I hope to provide some reference to the people concerned.