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如今,互联网票据理财发展迅速,因其具有利率高、风险低、流动性较好的特征,因而日渐成为互联网金融的热点。但互联网票据理财产品也存在一些法律风险,如果不有针对性地进行化解,将会给投资者带来很大损失。这从近期频发的票据案件中,便可窥见一斑。本文立足于现有法律法规,着重分析了互联网票据理财的法律风险,并提出了相应的化解建议,旨在为推动我国互联网票据理财健康发展建言。
Nowadays, Internet bill financing is developing rapidly, which has become a hotspot of Internet finance because of its characteristics of high interest rate, low risk and good liquidity. However, Internet bill financing products also have some legal risks, if not targeted to resolve, it will bring great losses to investors. This can be seen from the frequent case of bills. Based on the existing laws and regulations, this article focuses on analyzing the legal risks of internet bill financing and puts forward the corresponding suggestions on how to resolve it. The purpose of this article is to provide suggestions for promoting the healthy development of internet bill financing in China.