据香港《亚洲新闻》周刊报道:香港的巨富们是这样花钱的:4月,亿万富翁李嘉诚购买了价值9000万港元(合1160万美元)与股价挂钩的金融衍生工具。这些从银行或股票经纪行购买的金融衍生工具年利率都达两位数,比3%左右的储蓄利率要高出许多。这里的窍门在于:这种金融衍生工具是与股票价格联系在一起的。只要股价下跌值不高于一定幅度——一般是10%,投资人就将得到高回报。如果股 According to Hong Kong’s “AsiaNews Weekly” report: Hong Kong’s richest people are spending money like this: In April, billionaire Li Ka-shing bought a 90 million Hong Kong dollar ($11.6 million) financial derivative linked to stock prices. These financial derivatives purchased from banks or stockbrokers have double-digit annual interest rates, which are much higher than the savings rate of around 3%. The trick here is that this financial derivative is linked to stock prices. As long as the stock price falls below a certain level, usually 10%, investors will receive high returns. If the stock