结合电力企业的风险特点 ,介绍了两种财务型的风险管理技术——风险自留和风险保险转移所适用的条件和范围 ,从现金流、机会成本和忧虑价值等方面对其进行了分析。最后运用算例说明如何依据总体期望成本原则选择最优的风险管理技术组合。 Combined with the risk characteristics of power enterprises, this paper introduces two kinds of financial risk management techniques - the conditions and scope of risk retention and risk insurance transfer, and analyzes them from aspects of cash flow, opportunity cost and anxiety value. Finally, an example is given to illustrate how to choose the optimal combination of risk management techniques based on the overall expected cost principle.