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由于法律规定的不明确,非法吸收公众存款罪与民间借贷之间的界限模糊,民事责任与刑事责任难以区分。本文从非法吸收公众存款的定义依据、资金的用途、犯罪对象的不特定性特征、与民间借贷的区别界限、追诉标准等方面进行了分析和探讨。
Due to the ambiguity of the law and the blurring of the boundary between the illegal absorption of public deposits and private lending, it is difficult to distinguish between civil liability and criminal liability. This article analyzes and discusses the definition of illegally absorbing public deposits, the use of funds, the unspecific characteristics of criminals, the distinction between private lending and the standards of prosecution.