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介绍美国房地产保险的特性、类型及作用，简要地论述了如何借鉴美国的成功经验，建立和完善我国的房地产保险制度
This paper introduces the characteristics, types and functions of the real estate insurance in the United States. It briefly discusses how to learn from the successful experiences of the United States to establish and perfect our country’s real estate insurance system