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最大诚信原则是海上保险的重要原则之一,起到了调整双方关系的作用,根据这一原则被保险人在保险合同订立之前向保险人负有告知义务。本文主要研究英国海上保险法律的内容(《1906年英国海上保险法》)和中国法律相应规定,比较中英两国海上保险各自的特点,提出中国法律规定的不足以及对于现存的有关争议的建议和意见,对告知义务一些特殊规定进行总结和将来告知义务发展的趋势提出设想和建议。
The principle of utmost good faith is one of the important principles of maritime insurance and plays the role of adjusting the relationship between both parties. According to this principle, the insured person has the obligation of informing the insurer prior to the conclusion of the insurance contract. This article mainly studies the contents of the UK maritime insurance law (the British Maritime Insurance Law of 1906) and the corresponding provisions of the Chinese law. Comparing the respective characteristics of the maritime insurance in China and the UK, this article proposes the inadequacies of the provisions of the Chinese law and the suggestions and opinions on the existing relevant disputes , Put forward some ideas and suggestions on the summing up of some special provisions on the obligation of informing and on the trend of informing the obligation to develop in the future.