农信社贷款利息跑、冒、滴,漏、免现象是一个不容忽视的问题,部分农信社在贷款利息上的违规操作五花八门,而监督审查不严格、问题整改不到位是导致贷款利息流失严重的根源。 贷款利息“流失”现象的主要表现:一是隐瞒真实的贷款到期日。贷款收回凭证上到期日不是填写借据到期日,而是填写原结息日,掩盖了贷款真实的到期日(主要是还息未收本的贷款),未执行逾期 Rural credit cooperatives loan interest rates run, run, drip, leakage, free phenomenon is an issue that can not be ignored, some of the RCCs in the loan interest in a variety of illegal operations, and supervision and inspection is not strict, the problem rectification is not in place is leading to loss of interest on loans Serious roots. Loan interest “Drain ” The main manifestations of the phenomenon: First, to conceal the real loan maturity. Instead of filling the maturity date of the loan, the maturity date of the loan recovery vouchers, instead of filling the original interest date, masks the real maturity of the loan (mainly a loan that has not yet been repayable with interest and interest) and has not been overdue