论文部分内容阅读
利用城市商业银行2011年度的截面数据构建模型进行多元线性回归,来研究城市商业银行的经营行为、治理特征对其经营绩效所产生的影响。通过实证研究发现:股权集中程度同城市商业银行的绩效之间存在负的相关关系;引入境外战略投资者的城市商业银行经营绩效有显著的提高;而其余的公司治理机制以及城市商业银行的跨区域经营行为并未能够显著改善其经营绩效。该研究结论能够为我国城市商业银行未来经营行为的选择和内部治理结构的有效运行提供一定的借鉴作用。
Using the 2011 cross-sectional data of City Commercial Bank to build a model for multiple linear regression to study the city commercial bank’s business behavior, governance characteristics of its business performance impact. Empirical research shows that there is a negative correlation between the degree of ownership concentration and the performance of city commercial banks; the performance of city commercial banks introducing overseas strategic investors has been significantly improved; and the rest of the corporate governance mechanisms and the cross- Regional business practices have not been able to significantly improve their business performance. The conclusions of this study can provide reference for the future operation of urban commercial banks in our country and the effective operation of the internal governance structure.