诚信是全人类推崇的美德。各国都有诚信建设,但特色各不相同。德国:抹不掉的记录德国监督诚信的主要途径是社会信用记录。主数据库在德国中央银行,各家银行都有向其提供数据并共享的义务。一旦公民在一家银行没及时还款,这一信息都会经数据库向全国公布,从而给个人的经济生活带来重重困难,比如失去生意、借不到款、被人另眼相看等。生活中的监督也无处不在,如乘车逃票一次,也会被写入信用记录,成为终生污点。 Honesty is the virtue of all mankind. All countries have good faith construction, but with different characteristics. Germany: Erasable Records The main way Germany monitors honesty is the social credit record. The main database at the German Central Bank, banks have the obligation to provide data and share. Once a citizen fails to make repayments in time at a bank, this information will be released to the whole country through the database, which will bring many difficulties to the individual’s economic life, such as losing his business, borrowing money and being seen by others. Surveillance in life is also everywhere, such as fare evasion once, will also be credited to the credit history, a life-long stain.