特色农业保险是政策性农业保险的重要补充,有利于发挥农业保险“稳压器”和“助推器”的作用,对推进特色高效农业发展,促进农民增收、农业增效具有重要意义。作为传统农业大市,阜阳市农业资源丰富,区域特色显著,拥有大棚蔬菜、果蔬、畜禽、中药材等几大特色农产品产业,有效促进了农民增收。但特色农业投入多、价值高、风险大,频繁发生的自然灾害给特色农业带来了巨大损失,严重影响了特色农业的可持续发展,亟需农业保险加以保障。近年以来,阜阳市积极推动特色农业保险试点与推广拓展工作,成效突出,同时也存在特色特色农业保险需求满足度不高、覆盖面有待拓展、协作机制有待增强等问题,应从开展特色农险产品创新、建立多元化特色农险协作机制、营造特色农险发展环境等方面推动其健康发展。 Characteristic agricultural insurance is an important complement to policy-oriented agricultural insurance and is conducive to giving full play to the roles played by agricultural insurance, stabilizers and boosters, and has the potential to promote the development of characteristic and efficient agriculture, promote farmers’ incomes and enhance agricultural efficiency Significance. As a traditional agricultural market, Fuyang City, rich in agricultural resources, significant regional characteristics, with greenhouses vegetables, fruits and vegetables, livestock and poultry, Chinese herbal medicines and other major characteristics of agricultural products industry, and effectively promote the farmers income. However, there are many characteristics agricultural inputs, high value, high risk, frequent natural disasters have brought huge losses to the characteristic agriculture, seriously affected the sustainable development of characteristic agriculture, the urgent need of agricultural insurance to be protected. In recent years, Fuyang actively promoted the pilot project of extension and expansion of specialty agriculture insurance with outstanding achievements. At the same time, there are also some problems such as the unsatisfied demand for specialty agricultural insurance, the coverage to be expanded, and the cooperation mechanism to be strengthened. , Establishing a diversified and characteristic agricultural insurance cooperation mechanism and creating a special agricultural development environment to promote its healthy development.