随着我国经济的快速发展和人们观念的不断转变,我国各大银行实现了繁荣昌盛的发展。但在繁荣背后,受经济发展过快的影响,银行信贷风险管理的外部环境和经济环境发生了重大变化,使银行的健康发展受到严重威胁。本文对新形势下银行信贷风险管理中存在的问题进行分析和研究,并提出了相应的解决措施。 With the rapid economic development in our country and the constant change of people’s concept, the major banks in our country have achieved a prosperous and prosperous development. However, behind the boom, under the influence of the rapid economic development, major changes have taken place in the external environment and the economic environment of bank credit risk management, posing a serious threat to the healthy development of banks. This article analyzes and studies the problems existing in the bank credit risk management under the new situation and puts forward corresponding solutions.