小额农贷促进农村消费途径、效果研究——基于湖南常德市4乡镇400个农户的调查

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一、引言(一)选题意义近些年来,我国经济保持了平稳快速发展势头,经济增长主要由投资、出口拉动,最终消费对GDP的贡献率一度下降,消费不足、投资和出口增长过快一直是经济结构调整中的主要问题。2008年,受国际金融危机影响,西方主要发达国家经济下滑,外需严重衰退,中国出口依赖型的增长方式受到挑战,政府为应对危机出台了4万亿刺激投资经济政策,取得了初步成效:2009年上半年,“三驾马车”中最终消费对经济增长的贡献率为53.4%,拉 I. INTRODUCTION 1. Significance of the Topic In recent years, China’s economy maintained a steady and rapid momentum of growth. Its economic growth was mainly driven by investment and exports. The contribution rate of final consumption to GDP dropped at a time. Consumption was insufficient and investment and exports grew too fast It has always been a major issue in the adjustment of economic structure. In 2008, under the influence of the international financial crisis, the economy in the major developed countries in the world dwindled and the external demand suffered a serious recession. The export-dependent growth pattern of China was challenged. In order to cope with the crisis, the government issued 4 trillion stimulus investment economic policies and achieved initial success: 2009 In the first half of the year, the contribution of final consumption to economic growth in the “Troika” was 53.4%
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