为了更深层次的促进信贷资产证券化在我国的蓬勃发展,我们首先要弄清信贷资产证券化对我国金融体制改革的促进表现出了哪些正面推动作用,又在哪些领域产生了怎样积极的影响。笔者在此简要探讨了信贷资产证券化对促进我国金融体制改革不可忽视的重要性,希望对信贷资产证券化的深入研究有所帮助。 In order to further promote the vigorous development of credit asset securitization in our country, we must first find out what positive effects the credit asset securitization has had on the promotion of China’s financial system reform and in what areas have had a positive impact. The author briefly discusses the importance of the credit asset securitization in promoting the reform of China’s financial system, and hopes that it will be helpful for the in-depth study of credit asset securitization.