虽然经过长达十多年的探索,目前中国农村社会养老保险制度的覆盖面依然不足农村人口的7%,农村社会养老保险管理体制仍未理顺,基金保值增值问题还未解决,发展的方向还需要进一步明确。这既是制约我国“三农”问题解决的重要制度根源,也是农村社会稳定缺乏制度保障的重要表现。党的十六大报告明确指出:“建立健全同经济发展水平相适应的社会保障体系,是社会稳定和国家长治久安的重要保证”,要在“有条件的地方,探索建立农村养老、医疗保险和最低生活保障制度”。为在以粮食等农产品生产为主、农民现金收入不足的中西部地区建立与经济发展水平相适应的农村社 Although after more than 10 years of exploration, at present, the coverage of China’s rural social endowment insurance system is still less than 7% of the rural population, rural social pension insurance management system has not yet been straightened out, and the issue of maintaining and increasing the value of the fund has not been solved yet. The direction of development Need to be further clarified. This is not only an important institutional root that restricts the solution to the “three rural issues” in our country, but also an important manifestation of the lack of institutional guarantee for rural social stability. The report of the 16th National Congress of the CPC explicitly states: “Establishing and perfecting the social security system in line with the level of economic development is an important guarantee for social stability and long-term peace and stability. We must explore ways to establish a rural pension system, medical insurance system and Minimum living allowance system. ” In order to establish a rural commune compatible with the level of economic development in the central and western regions where the production of foodstuffs and other agricultural products is mainly lacking, and farmers’ cash incomes are insufficient