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近年来,随着中小企业在国民经济的作用不断提高,中小企业信贷融资难问题被提上了日程,目前银行业正在改变传统的信贷资源配置方式,转变传统观念、调整经营战略,转变对中小企业的营销策略,树立全新服务理念,优化资源配置、改进授信制度、搭建多种信贷平台、批量营销化零为整,在授信方式和担保方式上拓展思路等多种方式,加大对中小企业的支持力度。
In recent years, with the continuous improvement of the role of SMEs in the national economy, SME credit financing difficulties have been put on the agenda. At present, the banking industry is changing its traditional way of allocating credit resources, changing traditional concepts, adjusting business strategies and changing the medium and small scale Enterprise marketing strategy, establish a new service concept, optimize the allocation of resources, improve the credit system, build a variety of credit platforms, bulk marketing zero for the whole, in the credit way and guarantee ways to develop ideas in a variety of ways to increase the small and medium enterprises Support efforts.