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今年夏季以来,台风频频光顾沿海地区,致使家财险开始升温——人们希望通过家财险规避风险。那么。人们应该如何投保家财险?笔者从保险公司了解后给出的答案是:可根据房屋的用途来综合考虑保障。自住用房:考虑整体保障王洪在银行工作,不久前还清购房贷款,并办理了房贷险退保手续。考虑到家中价值十几万元的家用电器、家具及室内装潢,可能遭受意外损坏的风险,他以每份100元的保费,共投保了5份某保险公司的定额组合型家财险,各项保额总计高达90万元,保险期限1年。这款家财险的保险责任包括:对自
Since summer this summer, the typhoon has frequented the coastal areas, causing the property insurance to start warming up. People hope to evade risks through their property insurance. Then How people should be insured home insurance? The author learned from the insurance company after the answer is given: According to the use of housing to consider the protection. Self-use of housing: Consider the overall protection of Wang Hong in the bank work, not long ago paid off the purchase of housing loans, and handled the mortgage insurance surrender procedures. Taking into account the value of the home more than ten million worth of household appliances, furniture and upholstery, may suffer the risk of accidental damage, he was 100 yuan per premium, a total of 5 insurance companies insured portfolio of fixed-value insurance, each The insured amount up to 900,000 yuan, the insurance period of 1 year. This family property insurance insurance responsibilities include: right