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中国工商银行最近对科技开发贷款的对象、条件、范围、用途作出以下规定: 贷款对象:国营和集体工业生产、交通运输、物资供销、商业等企业,实行企业化管理的科研单位、科研生产联合体、大专院校所属经济实体。 贷款条件:(1)贷款单位必须经工商行政管理部门登记注册并实行独立经济核算;在工商银行有独立帐户;(2)科技项目要符合国家政策的要求,开发的产品要有较好的市场前景;(3)项目承担单位应有相应技术力
Recently, Industrial and Commercial Bank of China has made the following provisions on the object, conditions, scope and purpose of science and technology development loans: Loans: enterprises in state-owned and collective industrial production, transportation, material supply and marketing, and commerce; scientific research units with enterprise management; Body, tertiary institutions belong to economic entities. Loan conditions: (1) The loan unit must be registered with the administrative department for industry and commerce and an independent economic accounting; ICBC has a separate account; (2) science and technology projects to meet the requirements of national policies, the development of products to have a better market Prospects; (3) project undertaking units should have the appropriate technical force