资产证券化作为国际金融领域的重要创新,一直倍受研究者的广泛关注。2008年美国次级贷款危机爆发,其中扮演主角的住房次级贷款正是标准的资产证券化产品,更进一步引起了人们对资产证券化的关注。本文主要是对我国开展资产证券化的相关问题进行了简要分析,在此基础上提出相关的政策建议。 As an important innovation in the field of international finance, asset securitization has drawn much attention from researchers. In 2008, when the subprime mortgage crisis broke out in the United States, the subprime mortgage loan that plays a leading role is a standard asset securitization product, which further arouses people’s concern about asset securitization. This article mainly carries on the brief analysis to our country to carry on the asset securitization related question, on this basis, puts forward the related policy suggestion.